You get to pick your own house, choose from any home available for sale on the market.

People often scratch their heads when first hearing about the lease to own concept. The idea that anyone could actually lease and then own their home can be a bit overwhelming to many.

The truth is, it is not as difficult as you may think.

A Lease-to-Own program is simply a lease with an option to buy. You lease the home for a fixed period of time (typically 2-3 years), then have the right to buy the home for an agreed upon price if you choose to do so. This program gives us the obligation to sell without obligating you to buy! It's a win, win for both of us.

Major Benefits:

* Monthly Credits: Monthly credits will go towards your down payment. Each month you will be saving money towards the purchase of your home. This helps you to build equity in your home while waiting for the traditional mortgage - no more wasting your money on rent!

* Credit Rating: We will work with you to improve your credit score during the lease portion of this program. This will make it easier for you to obtain financing when you exercise your purchase option.

* Move In Now: Instead of waiting for mortgage qualification, you can move into your home now then qualify with a bank later.

* Test Drive: Since you don’t officially own the home during the lease period, you get to see if the home is right for you.

* Home Appreciation: Improvements you make on your home will increase the value above your final price. This increase is yours to keep because you've locked in your price.

This Program is best suited to people with the following criteria…

* lack a sufficient down payment
* are self employed
* are entrepreneurs
* have a good income but lack an established credit history
* have a good income but have a poor credit rating
* have credit challenges due to past circumstances such as job loss, divorce, bankruptcy or health issues
* are in consumer proposal
* have declared bankruptcy in the past